How to save cash on your mobile phone

Mr HTSC recently changed mobile phone operator and mobile phone and it didn’t cost him a fortune. Here’s a comparison of the operator plans, both of these are sim only, month by month contracts. Once we’ve gone over this, we’ll get onto the actual phone.

Old plan

Minutes 500
Messages 500
Data 250MB
Cost Per Month £10

New plan

The new contract is with The Peoples Operator and is a rolling month by month contract.

Minutes 750
Messages Unlimited
Data 1.5GB
Cost Per Month £4.99

Now the comparison isn’t that difficult, not only does the new plan increase the number of minutes, texts and data, Mr HTSC gets all this for HALF  the price of the old plan.

As is customary on HTSC, let’s take a quick look at the numbers over a period of 1 year (cost per month x 12).

Old plan £120
New plan £60

And there we have it, Mr HTSC has saved himself £60 per year for 5 minutes work.

So you might be asking, how do I find these offers myself? Well Mr HTSC found this gem on the MoneySavingExpert website, within about 5 minutes of deciding it was time for a change. So it really didn’t take long to find.

As for the handset, having looked around at number of different models and deciding an iPhone is just too expensive, the only other option was to go for a Android device. Now, there are some interesting deals being offered by some of the big operators but Mr HTSC wanted to buy the phone out right, so after looking at few models, the Huawei Y6 2017 was purchased from Amazon.

It’s a great phone, with a battery life of around 4 days. I’m sure you could get more out of it if you didn’t occasionally look at nonsense on the internet. It is 4G compatible and comes with the ability to insert a micro SD card to increase the 16GB storage already available. The price for the phone is £99.95. Although £99.95 sounds like a lot, if you spread that out over the next 12 months, that’s £8.25 per month.

Time for a  comparison with a deal from one of the big mobile operators (freshly screen grabbed) for the iPhone X on a similar minutes, texts and data package.

A very costly mobile phone plan!

Here are the numbers in black and white.

Up Front Cost Monthly Cost Total after 2 years
Huawei Y6 + TPO sim only plan £99.95 (cost of buying the phone out right) £4.99 £219.71
iPhone X + Airtime plan £99.99 £62.00 £1587.99

After 2 years, which the iPhone X plan is over, the difference between the two is a whopping £1368.24. Now I don’t know about you but I certainly don’t need a phone which will take over £1000 of my hard earned cash out of my wallet unnecessarily.

2 thoughts on “How to save cash on your mobile phone”

  1. Hi Mr HTSC,

    Wow! Congratulations on saving a stupid amount of money with only 5 minutes’ work! Sit back with a beer and enjoy the feeling for a while. I could never see the point of those plans where you have to pay loads of money each month for the handset. But then I’m a total pleb when it comes to phones. I need something that works and I don’t care how it looks. What are you going to do with the money you saved? Chuck it into an ETF?

  2. Hey Mrs W,

    I was quite surprised myself at the total cost of the expensive plan over 2 years. My mind just went into overdrive thinking about what could be done with that extra cash (ISA, SIPP, overpaying the mortgage or even a nice vacation for Mr and Mrs HTSC).

    I’ll be splitting the money saved between the ISA (Vanguard LifeStrategy 80% Equity), SIPP (Vanguard LifeStrategy 100% Equity) and overpaying the mortgage. I’ve actually been looking at EFTs lately as my brokerage has a capped annual charge on them but doesn’t for funds.

    Thanks for dropping by! 🙂

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